Savemoneyhound.com finds some easy ways for you to start saving money on your bills.
Here are some easy ways to save money on your bills.
Pay your bills online
Some bills can be paid online and some companies are now charging fees if you want a paper copy of your bill. To avoid extra charges, try to pay these bills online.
Ways to pay your bill
Different bills offer different methods of payment such as direct debit, EFT or credit card. Some companies charge a fee for using your credit card to pay your bill. Consider paying your bill using methods that don’t incur extra charges.
Shop around and compare providers for utility bills
Shop around amongst providers of utilities and services for items such as telephone, electricity, and broadband services. See what they offer and how much they charge. Consider switching over to another provider if the savings are significant.
Use your credit card wisely
Make your credit card work for you. Using your credit card extends your credit so can you pay your bills later. Try not to incur interest charges on your credit card. Interest rates charged on your credit card can be high and continually using your credit card as a prop to buy stuff when you don’t have the money could cost you dearly. Resist the temptation! If you can’t afford it or it is a big dollar item, leave the purchase till you can afford it!
Consume less
If the bills are you paying are based on your consumption, such as use of electricity, water, gas, compare your usage against the consumption for an average household. Is your consumption above the average consumption? See whether you can reduce your excess consumption. Maybe your garden only needs watering twice a week rather than daily. Be resourceful and find ways to reduce your consumption.
Government concessions
The Government sometimes provides concessions on your bills for examples, utilities, transport etc depending on your individual circumstances. If you are a student, pensioners, or think you might qualify for a disabilities concession, check with the relevant Government organisation in your city to assess your eligibility for concessions.
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